Health Insurance

Personal Health insurance plan with a global reach is essential to your health coverage everywhere in the world. No matter where you live or travel, you will be assured knowing you always have access to comprehensive healthcare protection.

The core cover of Personal Health includes many health care benefits, and you can choose options to get the additional cover you want, including a choice of out-patient cover. You can also choose to add an excess, or a 6-week option where you’ll be treated by the NHS if they can treat you within six weeks of when the treatment should take place, which will reduce the cost of your plan. Once you become a member you pay a regular subscription, just like home insurance, and we’ll be there for you if you ever need to make a claim with a national network of hospitals from our Directory of Hospitals.

What’s covered by Personal Health?

Personal Health, like other private health insurance plans, offers cover for treatment of new medical conditions that arise after you become a member. Personal Health includes:

  • Market leading heart and cancer cover and care, including radiotherapy and chemotherapy.

  • Market leading family and childrens cover

  • 24-hour telephone access to information and guidance from our nurses and counsellors and access to our pharmacists and midwives throughout the day.

  • In-patient and day-patient treatment at a network of over 250 hospitals.

  • In-patient specialist, anesthetists and hospital fees.

  • Surgery as an out-patient.

  • Computerised tomography (CT), magnetic resonance imaging (MRI) and positron emission tomography (PET) scans.

Personal Health is a modular plan, allowing you to choose up to six options to enhance your cover.

Please note that there may be restrictions on cover, depending on your medical history.


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